Repayment Options for Consolidating Student Loans

The repayment term is 10 to 30 years depending on the amount of your total student loan debt, including any Federal Loans you are consolidating. Private loans are not eligible for consolidation at this time.

• Standard - Fixed monthly payment.
• Graduated - Smaller payments at the beginning.
• Income Sensitive - Payments can be adjusted yearly due to income.
• Extended - Depends on the amount of your Federal Student Loan debt.

Loan Balance	Term in Years	Number of Montly Payments
$0 - $7,500	10	120
$7,501 - $9,999	12	144
$10,000 - $19,999	15	180
$20,000 - $39,999	20	240
$40,000 - $59,999	25	300
$60,000 +	30	360

Additional ways to further reduce your Student Loan Consolidation Interest Rate are available. Click Here to learn how to secure a lower Student Loan Consolidation Interest Rate for your student loan consolidation!